Cost of natural disasters

Raraunga Maakete

New Zealand has experienced more than 150 severe weather events and natural
disasters since ICNZ began keeping records in 1968.

Natural hazards cost New Zealanders millions of dollars. Fortunately, New Zealand property is extremely well insured compared to other countries, which means the insurance industry bears most of the costs when disaster strikes.

The table below lists natural disasters that have occurred in New Zealand since 1968, and the cost to the insurance industry in paying claims for damage resulting from those events. This table has been updated with inflation-adjusted costs, as at 30 June 2023. The costs are exclusive of GST.

Cost Of Natural Disasters Table (NZ)

Year:

Year

Date

Event

Categories

Cost ($m)

Inflation adjusted cost ($m)

More info

More Info

2.023

2024 Jan 1

Annual total

Extreme weather

3875.5

3964.9

2.023

2023 9-10 May

North Island Weather

Storms

41.4

41.7

CLAIM TYPE	CLAIMS	INSURED LOSSES
Domestic	2,875	27,783,097
Commercial Material Damage	279	4,996,366
Business Interruption/Loss Of Profits	24	494,500
Marine (including Land transit)	2	39,004
Marine - Trailer Craft	0	0
Marine - Moored Craft	0	0
Motor Vehicle	621	7,446,819
Crops	0	0
Other	21	639,853
TOTAL	3,822	41,399,639

2.023

2023 Feb 21 - 28

North Island weather

Storms

20.8

21.1

CLAIM TYPE	CLAIMS	INSURED LOSSES
Domestic	1,815	13,795,887
Commercial Material Damage	158	2,063,806
Business Interruption/Loss Of Profits	8	266,289
Marine (including Land transit)	5	34,201
Marine - Trailer Craft	0	0
Marine - Moored Craft	0	0
Motor Vehicle	801	4,397,231
Crops	0	0
Other	14	223,582
TOTAL	2,801	20,780,996

2.023

2023 Feb 11 -17

Cyclone Gabrielle to 1 Mar 2024

Storm

1835.2

1867.1

CATEGORY	CLAIMS	VALUE
House	26,719	$730,775,378.00
Contents	11,772	124,635,906.00
Business	12,210	845,792,088
Marine	240	5,866,073
Motor Vehicle	7,328	111,498,032
Crops	69	643,766
Other	510	16,029,327
TOTAL	58,848	1,835,240,569

2.023

2023 Jan 27 - Feb 02

Auckland Anniversary Weekend to 1 Mar 2024

Flood

1978.1

2016.6

CATEGORY	CLAIMS	VALUE
House	31,574	1,087,101,073
Contents	12,299	142,560,112
Business	6,380	612,006,570
Marine	56	1,479,840
Motor Vehicle	8,409	103,819,580
Crops	0	0
Other	471	31,130,282
TOTAL	59,189	1,978,097,457

2.022

2023 Jan 1

Annual total

Extreme weather

351.3

359.4

2.022

2022 Nov 18 - 25

Aotearoa storms

Storms

21.6

22.2

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,310	8,760,481
Commercial	516	11,630,560
Marine	0	0
Motor	120	558,081
Crops	0	0
Other	13	214,385
TOTAL	1,980	21,568.152

2.022

2022 Aug 18 - 21

Remainder of New Zealand (incl. Marlborough)

Flood

36.7

38.5

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,639	28,480,635
Commercial	332	6,710,423
Marine	6	8,8358
Motor	94	531,876
Crops	0	0
Other	24	893,184
TOTAL	2,095	36,704,476

2.022

2022 Aug 18 - 21

Nelson-Tasman Flooding

Flood

31.1

32.6

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,274	20,759,513
Commercial	224	8,356,647
Marine	2	1,792
Motor	61	489,669
Crops	0	0
Other	14	1,536,113
TOTAL	1.575	31,143,734

2.022

2022 Jul 24 - 27

New Zealand weather

Storm

17.2

18.1

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,728	10,357,875
Commercial	323	5,128,719
Marine	4	69,990
Motor	151	1,049,044
Crops	0	0
Other	22	571,610
TOTAL	2,228	17,177,238

2.022

2022 Jul 17 - 21

South Island weather

Storm

20.6

21.7

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,522	8,476,052
Commercial	382	8,122,854
Marine	2	2,389
Motor	350	2.074,974
Crops	0	0
Other	18	1,885,034
TOTAL	2,274	20561303

2.022

2022 Jul 11 - 13

New Zealand weather

Storm

18.2

19.3

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	2,315	12,379,046
Commercial	368	3,957,396
Marine	4	111,024
Motor	206	1,355,807
Crops	0	0
Other	21	410,631
TOTAL	2,914	18,213,904

2.022

2022 Jun 9 - 14

North and South Island Storm

Storm

20.3

21.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,699	12,431,230
Commercial	554	5,729,456
Marine	7	63,608
Motor	270	1,454,592
Crops	0	0
Other	22	656,855
TOTAL	3,552	20,335,741

2.022

2022 May 20 - 20

Levin Tornado

Tornado

11.1

11.8

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	625	8,695,558
Commercial	99	1,206,954
Marine	0	0
Motor	203	1,141,951
Crops	0	0
Other	3	9,164
TOTAL	930	11,053,627

2.022

2022 Mar 21 - 29

North Island Floods

Flood, Rain, Storm

119.6

129.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	7087	65,420,900
Commercial	2050	42,965,133
Marine	10	140,583
Motor	733	7,471,971
Crops	0	0
Other	93	3,637,997
TOTAL	9973	119,636,584

2.022

2022 Feb 9 - 14

Cyclone Dovi

Cyclone

54.8

59.7

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	7,436	32,382,190
Commercial	1,601	15,709,257
Marine	50	879,273
Motor	697	3,966,773
Crops	0	0
Other	76	1,904,208
TOTAL	9,860	54,841,701

2.022

2022 Jan 15 - 15

Tonga Volcanic eruption and tsunami

Earthquake

5.9

6.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	7	25,292
Commercial	5	3,904,497
Marine	55	2,000,987
Motor	1	2,243
Crops	0	0
Other	1	2,210
TOTAL	69	5,935,229

2.021

2022 Jan 1

Annual total

Extreme weather

324.9

356.4

2.021

2021 Nov 3 - 5

Gisborne Floods

Flood

3.4

3.7

	Number of Claims	Total $ Amount
Domestic	341	2,155,505
Commercial Material Damage	65	815,852
Business Interruption/Loss of Profits	1	115,000
Marine (including Land Transit)	2	3,676
Trailercraft	0	0
Moored craft	0	0
Motor Vehicle	47	239,550
Crops	0	0
Other	3	44,666
TOTAL	459	3,374,249

2.021

2021 Sep 9 - 13

South Island Windstorm

Wind, Storm

36.5

40.9

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	2,360	9,534,928
Commercial	1,354	19,918,605
Marine	12	33,321
Motor	583	6,337,423
Crops	0	0
Other	37	707,671
TOTAL	4,346	36,531,948

2.021

2021 Aug 30 - 31

West Auckland Flooding

Flood

62.3

69.8

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,956	31,023,298
Commercial	311	25,817,671
Marine	6	30,473
Motor	378	4,945,538
Crops	0	0
Other	26	475,660
TOTAL	2,677	62,292,640

2.021

2021 Jul 16 - 19

West Coast Flooding

Flood

97.2

110.2

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,368	87,921,014
Commercial	182	5,882,377
Marine	2	51,823
Motor	307	3,130,708
Crops	0	0
Other	5	239,763
TOTAL	1,864	97,225,685

2.021

2021 Jul 16 - 19

Wellington Floods

Flood

17.9

20.3

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	1,342	13,733,736
Commercial	200	3,126,417
Marine	1	2,717
Motor	90	761,984
Crops	0	0
Other	9	259,889
TOTAL	1,642	17,884,743

2.021

2021 Jul 16 - 19

Upper South Island Floods

Flood

17.4

19.7

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	563	7,789,725
Commercial	329	7,925,705
Marine	6	60,819
Motor	90	1,392,710
Crops	0	0
Other	8	176,724
TOTAL	996	17,345,683

2.021

2021 Jul 16 - 19

North Island (excluding Wellington) Floods

Flood

8.0

9.1

CLAIM TYPE	CLAIMS	INSURED LOSSES
House & contents	666	2,506,830
Commercial	278	4,135,811
Marine	3	31,802
Motor	83	493,600
Crops	0	0
Other	2	871,233
TOTAL	1,032	8,039,276

2.021

2021 Jun 19

South Auckland Tornado

Tornado

32.0

36.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	946	24,398,859
Commercial	105	6,231,621
Marine	1	40,000
Motor	226	1,298,103
Crops	0	0
Other	2	31,000
TOTAL	1,280	31,999,583

2.021

2021 May 29 - Jun 1

Canterbury Flooding

Flood

46.4

53.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,446	22,218,745
Commercial	946	19,676,099
Marine	2	8,141
Motor	302	1,816,351
Crops	1	217
Other	82	2,717,521
TOTAL	3,779	46,437,074

2.021

2021 Jan 2 - 3

Canterbury Southwards Rain and Hailstorm

Hail, Rain, Storm

3.8

4.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	334	1,602,547
Commercial	121	1,656,209
Marine	2	33,806
Motor	86	379,124
Crops	1	0
Other	9	176,501
TOTAL	553	3,848,187

2.020

2021 Jan 1

Annual total

Extreme weather

274.3

318.8

2.020

2020 Dec 26 - 26

Marlborough-Nelson Hailstorm

Hail, Storm

50.2

58.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	472	1,991,306
Commercial	162	19,859,406
Marine	3	1,650
Motor	82	171,996
Crops	467	27,837,962
Other	7	322,656
TOTAL	1,193	50,184,976

2.020

2020 Nov 29 - Dec 1

Greater Wellington Floods

Flood

5.4

6.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	347	4,342,772
Commercial	27	632,311
Marine	1	2,032
Motor	46	240,015
Crops	0	0
Other	3	160,528
TOTAL	424	5,377,658

2.020

2020 Nov 9 - 10

Napier Flooding

Flood

87.7

102.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,994	42,014,755
Commercial	745	33,371,855
Marine	0	0
Motor	1447	12,214,302
Crops	0	0
Other	16	123,493
TOTAL	5,202	87,724,405

2.020

2020 Oct 4 - 5

Lake Ohau Fire

Fire

35.2

41.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	179	32,720,550
Commercial	16	1,780,726
Marine	1	26,137
Motor	31	580,544
Crops	0	0
Other	3	67,718
TOTAL	230	35,175,675

2.020

2020 Sep 25 - 29

Tasman low and Polar blast

Storm, Frost, Hail, Rain

4.5

5.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	857	2,585,024
Commercial	192	1,336,579
Marine	5	22,103
Motor	144	498,400
Crops	0	0
Other	7	96,781
TOTAL	1205	4,538,887

2.020

2020 Jul 17 - 20

Upper North Island Flooding

Flood

44.2

51.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,500	27,207,665
Commercial	568	13,227,671
Marine	44	262,185
Motor	361	3,169,164
Crops	6	21,478
Other	11	311,199
TOTAL	3,490	44,199,362

2.020

2020 Jun 26 - 27

Upper North Island Storm and Tornado

Tornado, Storm

17.4

20.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1219	10,572,383
Commercial	217	5,924,879
Marine	2	3,007
Motor	84	493,028
Crops	0	0
Other	14	461,950
TOTAL	1,536	17,455,247

2.020

2020 Feb 3 - 8

Southland Flooding

Flood

29.6

34.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($)
House & contents	517	8,094,827
Commercial	451	20,204,770
Marine	4	60,717
Motor	115	1,105,861
Crops	0	0
Other	11	171,273
TOTAL	1,098	29,637,448

2.019

2020 Jan 1

Annual total

Extreme weather

206.3

243.2

2.019

2019 Dec 3 - 12

Nationwide Storm & Southern Lakes Floods

15.3

18.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,283	5,672,744
Commercial	504	8,274,553
Marine	3	3,121
Motor	162	726,793
Crops	0	0
Other	20	617,247
TOTAL	1,982	15,294,458

2.019

2019 Nov 20

Timaru Hail Storm

171.0

202.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	5791	59,630,067
Commercial	1047	23,183,874
Marine	15	73,759
Motor	12,078	86,196,105
Crops	10	171,701
Other	99	1,726,346
TOTAL	19,040	170,981,852

2.019

2019 Nov 18

Christchurch Tornado

4.0

4.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	569	2,048,665
Commercial	68	663,802
Marine	0	0
Motor	246	1,323,016
Crops	0	0
Other	1	5,594
TOTAL	884	4,041,077

2.019

2019 Aug 10 - 13

Taranaki and Auckland Storms

7.9

9.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	518	2,926,825
Commercial	105	1,680,146
Marine	99	2,291,807
Motor	55	566,258
Crops	0	0
Other	18	439,497
TOTAL	795	7,904,533

2.019

2019 Mar 26 - 27

West Coast Wind and Flooding

4.1

4.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	67	398,776
Commercial	177	3,589,878
Marine	1	39
Motor	10	106,172
Crops	0	0
Other	8	771
TOTAL	263	4,095,636

2.019

2019 Feb 5 - 23

Tasman District fires

4.0

4.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	74	3,600,119
Commercial	28	378,311
Marine	0	0
Motor	0	0
Crops	0	0
Other	2	2,800
TOTAL	104	3,981,230

2.018

2019 Jan 1

Annual total

Extreme weather

226.3

271.8

2.018

2018 Aug 20

New Plymouth-WhakatÄne tornadoes

2.9

3.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	142	1,537,109
Commercial	6	1,328,702
Marine	0	0
Motor	19	59,533
Crops	0	0
Other	1	11,175
TOTAL	168	2,936,519

2.018

2018 Jul 14 - 15

Northland-Bay of Plenty flooding

3.7

4.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	432	1,819,194
Commercial	94	1,474,157
Marine	5	27,478
Motor	48	266,558
Crops	0	0
Other	15	111,961
TOTAL	594	3,699,348

2.018

2018 Jun 11 - 12

Gisborne-Hawke's Bay flooding

4.0

4.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	580	1,679,926
Commercial	224	1,704,562
Marine	0	0
Motor	51	240,736
Crops	0	0
Other	19	336,812
TOTAL	874	3,962,036

2.018

2018 Jun 3 - 4

Upper North Island-Hawke's Bay flooding

4.3

5.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	875	2,566,412
Commercial	131	1,145,056
Marine	3	781
Motor	84	461,392
Crops	0	0
Other	21	128,923
TOTAL	1,114	4,302,564

2.018

2018 Apr 27 - 29

Nationwide severe weather including flooding in Rotorua

21.3

25.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,242	14,868,215
Commercial	266	5,358,482
Marine	4	25,079
Motor	119	799,232
Crops	0	0
Other	20	228,748
TOTAL	1,651	21,279,756

2.018

2018 Apr 10 - 11

Severe weather including tornadoes

74.4

90.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	12,503	46,203,001
Commercial	2,263	24,305,831
Marine	52	512,819
Motor	755	2,533,651
Crops	0	0
Other	151	810,040
TOTAL	15,724	74,365,342

2.018

2018 Feb 20

Ex-Tropical Cyclone Gita

35.6

43.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,595	14,557,343
Commercial	1,780	18,858,203
Marine	7	58,630
Motor	257	1,161,088
Crops	0	0
Other	55	935,232
TOTAL	4,694	35,570,496

2.018

2018 Feb 1

Cyclone Fehi

45.9

56.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,509	25,392,228
Commercial	714	15,832,060
Marine	14	942,674
Motor	441	2,944,221
Crops	0	0
Other	72	814,455
TOTAL	3,750	45,925,638

2.018

2018 Jan 4 - 7

Nationwide severe weather

34.2

41.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	3,086	19,120,299
Commercial	685	11,714,690
Marine	89	793,471
Motor	346	1,919,037
Crops	0	0
Other	62	620,476
TOTAL	4,268	34,167,973

2.017

2017 Jul 20 - 22

South Island flooding

31.2

38.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,436	18,136,462
Commercial	583	9,179,822
Marine	9	40,549
Motor	269	1,693,852
Crops	0	0
Other	48	2,136,130
TOTAL	3,345	31,186,815

2.017

2017 Jul 12 - 14

Nationwide snow/wind/rain

12.5

15.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,491	4,677,750
Commercial	493	6,763,403
Marine	10	134,537
Motor	146	648,549
Crops	0	0
Other	27	291,319
TOTAL	2,167	12,515,558

2.017

2017 Apr 13 - 16

Cyclone Cook remnants

17.2

21.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,772	9,477,622
Commercial	709	6,520,325
Marine	13	57,375
Motor	204	859,233
Crops	0	0
Other	18	298,656
TOTAL	3,716	17,213,211

2.017

2017 Apr 3 - 7

Cyclone Debbie remnants

91.5

112.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	4,303	69,877,114
Commercial	637	15,933,501
Marine	22	270,469
Motor	449	4,287,813
Crops	0	0
Other	59	1,098,565
TOTAL	5,470	91,467,462

2.017

2017 Mar 7 - 12

Upper North Island flooding

61.7

76.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	6,449	37,025,186
Commercial	896	20,894,587
Marine	14	108,438
Motor	354	3,117,170
Crops	0	0
Other	61	531,925
TOTAL	7,774	61,677,306

2.017

2017 Feb 13 - 17

Port Hills fires

18.3

22.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	138	10,312,480
Commercial	38	7,282,766
Marine	1	16,247
Motor	18	161,083
Crops	0	0
Other	2	551,800
TOTAL	197	18,324,376

2.017

2017 Feb 13

Dunedin flooding

1.7

2.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	202	600,506
Commercial	127	1,113,941
Marine	0	0
Motor	8	17,612
Crops	0	0
Other	0	0
TOTAL	337	1,732,059

2.017

2017 Jan 18 - 23

Nationwide severe weather

8.6

10.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,873	4,056,647
Commercial	434	3,457,417
Marine	16	241,523
Motor	210	709,607
Crops	0	0
Other	26	112,459
TOTAL	2,559	8,577,653

2.016

2016 Nov 14

Kaikoura earthquake

2270.0

2827.9

CLAIM TYPE	CLAIMS	INSURED LOSSES($m)
House & contents	39,835	732,063,462
Commercial	4311	1,519,021,898
Marine	134	9,051,746
Motor	655	1,861,110
Crops	0	0
Other	80	7,764,113
TOTAL	45,015	2,269,762,329

2.016

2016 Nov 14 - 17

Lower North Island Flooding and Wind

9.1

11.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	896	4,342,096
Commercial	358	3,898,903
Marine	0	0
Motor	133	867,636
Crops	0	0
Other	2	19,000
TOTAL	1389	9,127,635

2.016

2016 Oct 2 - 3

Flooding - Auckland to Waikato and Hailstorm Hawke's Bay

0.6

0.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	124	467,922
Commercial	17	37,099
Marine	0	0
Motor	6	38,272
Crops	0	0
Other	3	8,201
TOTAL	150	551,494

2.016

2016 Sep 25 - 30

Heavy Rain and Flooding - Coromandel, Bay of Plenty, Gisborne and Hawke's Bay

1.2

1.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	243	887,137
Commercial	18	191,096
Marine	0	0
Motor	7	15,434
Crops	0	0
Other	7	72,948
TOTAL	275	1,166,615

2.016

2016 Sep 7 - 9

Nationwide Storm

3.8

4.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	778	1,665,212
Commercial	158	1,307,959
Marine	5	541,684
Motor	91	222,851
Crops	0	0
Other	11	65,546
TOTAL	150	3,803,252

2.016

2016 Jun 29

Flooding and Gales - Auckland

2.4

3.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	281	1,370,886
Commercial	66	954,726
Marine	0	0
Motor	19	161,676
Crops	0	0
Other	0	0
TOTAL	366	2,487,288

2.016

2016 May 5

Flooding- Lower North Island

3.9

4.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	358	2,831,394
Commercial	75	700,156
Marine	0	0
Motor	63	372,663
Crops	0	0
Other	0	0
TOTAL	496	3,904,213

2.016

2016 Apr 17

Flood - Coromandel and Auckland

0.6

0.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	70	451,434
Commercial	3	56,387
Marine	0	0
Motor	15	73,456
Crops	0	0
Other	2	9,529
TOTAL	90	590,806

2.016

2016 Mar 23 - 24

Flooding and Wind - North and South Islands

30.2

38.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	687	2,202,939
Commercial	177	27,535,320
Marine	10	58,282
Motor	77	316,205
Crops	0	0
Other	10	92,775
TOTAL	961	30,205,521

2.015

2015 Sep 21

Flood - Gisborne

0.8

1.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	93	561,682
Commercial	17	183,071
Marine	0	0
Motor	12	68,352
Crops	0	0
Other	0	0
TOTAL	122	813,105

2.015

2015 Jul 18 - 19

Flooding and Storm - Upper North Island

6.2

7.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	846	3,416,297
Commercial	199	2,214,231
Marine	11	105,222
Motor	67	232,842
Crops	3	7,974
Other	2	172,689
TOTAL	1128	6,149,255

2.015

2015 Jun 19 - 22

Flooding and Storm South Island West Coast

8.4

10.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	245	2,131,917
Commercial	179	6,010,588
Marine	1	2,500
Motor	49	226,344
Crops	0	0
Other	4	15,157
TOTAL	478	8,386,506

2.015

2015 Jun 18 - 21

Flooding and Storm Lower North Island including Whanganui

41.5

52.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,766	25,305,527
Commercial	657	14,407,412
Marine	3	302,173
Motor	197	972,245
Crops	0	0
Other	21	554,461
TOTAL	2,644	41,541,818

2.015

2015 Jun 2 - 4

Flooding and Storm - Otago

28.2

35.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,946	18,669,888
Commercial	274	8,741,330
Marine	0	0
Motor	182	761,488
Crops	0	0
Other	3	23,816
TOTAL	2,405	28,196,522

2.015

2015 Jun 2 - 5

Flood and Storm - North and South Islands excluding Otago

3.0

3.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	252	1,377,565
Commercial	52	1,404,755
Marine	1	12,320
Motor	21	74,875
Crops	0	0
Other	18	160,043
TOTAL	344	3,029,558

2.015

2015 May 14

Bay of Plenty Tornado

2.8

3.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	129	870,122
Commercial	47	1,984,871
Marine	0	0
Motor	16	30,696
Crops	0	0
Other	2	958
TOTAL	194	2,886,647

2.015

2015 May 13 - 15

Extreme Weather Lower North Island

21.9

27.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1412	7,765,123
Commercial	346	12,524,761
Marine	0	0
Motor	275	1,629,426
Crops	0	0
Other	6	26,809
TOTAL	2,039	21,946,119

2.015

2015 Mar 15 - 18

Cyclone Pam

2.2

2.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	256	527,137
Commercial	79	1,376,289
Marine	8	87,222
Motor	22	87,104
Crops	0	0
Other	11	95,069
TOTAL	376	2,172,821

2.015

2015 Mar 6 - 7

Flooding and Storm North and South Islands

1.3

1.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	275	521,813
Commercial	74	653,405
Marine	1	2,149
Motor	29	71,340
Crops	0	0
Other	4	4,133
TOTAL	383	1,252,840

2.014

2014 Nov 4

Hailstorm - North and South Islands

4.9

6.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	97	149,518
Commercial	92	891,920
Marine	0	0
Motor	14	50,382
Crops	7	3,778,957
Other	4	11,907
TOTAL	214	4,882,684

2.014

2014 Oct 5

Auckland Power Outage

2.6

3.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	247	226,480
Commercial	319	2,337,560
Marine	1	184
Motor	1	693
Crops	0	0
Other	16	83,454
TOTAL	584	2,648,371

2.014

2014 Jul 8 - 10

Northland - Coromandel Storms

18.8

23.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	3,136	9,732,660
Commercial	775	6,600,061
Marine	54	1,479,457
Motor	201	768,752
Crops	0	0
Other	51	241,415
TOTAL	4,217	18,822,345

2.014

2014 Jun 25

Nelson-Tasman Floods

2.7

3.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	455	1,851,350
Commercial	56	733,009
Marine	4	27,280
Motor	28	67,701
Crops	0	0
Other	7	18,064
TOTAL	550	2,697,404

2.014

2014 Jun 9 - 11

Severe Weather North and South Islands

37.6

47.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	7,142	22,709,346
Commercial	1,003	11,720,840
Marine	125	835,512
Motor	492	1,419,913
Crops	0	0
Other	79	975,734
TOTAL	8,841	37,661,345

2.014

2014 Apr 17

Easter Weekend Storm and Floods

55.3

70.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	7,189	29,365,257
Commercial	1,923	21,359,644
Marine	56	376,772
Motor	731	3,099,310
Crops	0	0
Other	37	1,115,369
TOTAL	9,936	55,316,352

2.014

2014 Mar 15 - 16

Cyclone Lusi

3.6

4.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,065	1,793,481
Commercial	216	1,295,513
Marine	23	153,389
Motor	114	215,821
Crops	0	0
Other	10	133,517
TOTAL	1,428	3,591,721

2.014

2014 Mar 4 - 5

Canterbury and Lower North Island storm

22.5

28.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	3,375	15,683,892
Commercial	320	3,329,054
Marine	19	361,670
Motor	470	2,564,910
Crops	0	0
Other	11	560,209
TOTAL	4,195	22,499,735

2.014

2014 Feb 23

Canterbury storm

4.8

6.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	593	1,272,107
Commercial	105	1,277,437
Marine	1	3,630
Motor	636	2,235,540
Crops	0	0
Other	2	19,044
TOTAL	1,337	4,807,758

2.013

2013 Oct 14 - 16

Nationwide storm

12.4

15.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,222	4,548,424
Commercial	739	5,922,256
Marine	9	42,762
Motor	286	1,401,764
Crops	0	0
Other	104	449,030
TOTAL	3,360	12,364,236

2.013

2013 Sep 11 - 12

Nationwide storm

74.5

94.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	7,378	17,960,961
Commercial	3,266	45,049,803
Marine	20	183,631
Motor	1,122	9,538,058
Crops	0	0
Other	287	1,767,812
TOTAL	12,073	74,500,265

2.013

2013 Aug 16

Cook Strait earthquake

16.2

20.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	241	5,164,746
Commercial	121	10,976,030
Marine	0	0
Motor	14	13,754
Crops	0	0
Other	4	52,960
TOTAL	380	16,207,490

2.013

2013 Jul 21

Cook Strait earthquake

14.9

19.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	346	1,992,825
Commercial	180	12,816,714
Marine	1	4,139
Motor	17	32,219
Crops	0	0
Other	8	55,911
TOTAL	552	14,901,808

2.013

2013 Jun 20 - 22

Nationwide storms

39.3

50.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	8,432	24,549,591
Commercial	687	11,102,824
Marine	42	241,985
Motor	478	1,310,914
Crops	43	375, 041
Other	308	1,784,218
TOTAL	9,990	39,364,573

2.013

2013 May 4 - 7

North Island Floods

2.9

3.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	898	1,711,188
Commercial	101	865,309
Marine	2	27,913
Motor	60	243,034
Crops	2	4, 114
Other	6	11,886
TOTAL	1,069	2,863,444

2.013

2013 Apr 19 - 22

Nelson/Bay of Plenty storm and floods

46.2

59.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	3,606	24,186,322
Commercial	590	19,191,118
Marine	4	56,221
Motor	304	2,529,885
Crops	0	0
Other	19	211,373
TOTAL	4,523	46,174,919

2.012

2012 Dec 6

Auckland Tornado

8.7

11.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,207	6,131,092
Commercial	203	1,895,366
Marine	11	34,788
Motor	94	410,409
Crops	0	0
Other	26	138,192
TOTAL	1,541	8,609,847

2.011

2011 Dec 15 - 16

Nelson Floods

16.8

21.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,186	12,970,473
Commercial	102	3,212,860
Marine	3	301,026
Motor	37	172,324
Crops	0	0
Other	30	220,058
TOTAL	1,358	16,876,741

2.011

2011 Jun 19

Taranaki tornados

1.6

2.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	98	774,270
Commercial	45	759,439
Marine	0	0
Motor	11	42,107
Crops	0	0
Other	1	17,777
TOTAL	155	1,593,593

2.011

2011 May 3

Auckland tornado

6.0

7.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	386	1,720,612
Commercial	93	3,700,677
Marine	5	17,287
Motor	122	528,784
Crops	0	0
Other	0	0
TOTAL	606	5,967,360

2.011

2011 Apr 26 - 27

Flooding, Hawkes Bay

6.4

8.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,098	4,482,396
Commercial	110	1,423,629
Marine	5	63,339
Motor	124	392,467
Crops	0	0
Other	18	73,509
TOTAL	1,355	6,435,340

2.011

2011 Feb 1

Canterbury earthquakes 2010-2011 - accumlated (insurers only)

22,883*

30288.7

2.011

2011 Jan 29

Storm/FloodingBay of Plenty to Northland

19.8

26.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,567	11,277,205
Commercial	387	6,071,474
Marine	26	380,318
Motor	298	2,073,577
Crops	0	0
Other	10	18,677
TOTAL	3,288	19,821,251

2.011

2011 Jan 23

Flooding Mid-Upper North Island

6.9

9.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,710	4,066,931
Commercial	183	2,039,913
Marine	20	335,459
Motor	82	460,637
Crops	0	0
Other	5	4,680
TOTAL	2,000	6,907,620

2.010

2010 Nov 28

Southland Storm

49.3

66.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	5,111	8,456,571
Commercial	883	39,724,911
Marine	29	183,934
Motor	284	814,010
Crops	0	0
Other	35	138,682
TOTAL	6,342	49,318,108

2.010

2010 Oct 13

Gisborne Flooding

0.3

0.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	36	167,011
Commercial	3	27,986
Marine	0	0
Motor	0	0
Crops	0	0
Other	0	0
TOTAL	39	194,997

2.010

2010 Jun 1

Flooding - Northland/Coromandel/Eastern BOP

12.5

17.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,300	9,097,157
Commercial	151	2,800,053
Marine	1	1,174
Motor	137	696,354
Crops	0	0
Other	3	1,175
TOTAL	1,592	12,595,913

2.010

2010 May 24 - 27

Flooding North & South Islands

5.5

7.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,362	4,106,857
Commercial	209	903,228
Marine	7	135,393
Motor	96	285,113
Crops	0	0
Other	6	25,339
TOTAL	2,680	5,455,930

2.010

2010 Mar 12

Wellington Thunderstorm

1.2

1.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	641	798,155
Commercial	57	304,419
Marine	6	20,562
Motor	56	93,560
Crops	0	0
Other	0	0
TOTAL	760	1,216,696

2.009

2009 Jul 21

Taranaki Tornado

0.5

0.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	21	321,504
Commercial	6	43,422
Marine	0	0
Motor	1	320
Crops	0	0
Other	1	45,284
TOTAL	29	410,530

2.009

2009 Jul 15

Fiordland Earthquake

1.5

2.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	48	496,326
Commercial	134	979,306
Marine	0	0
Motor	3	3,476
Crops	0	0
Other	3	12,210
TOTAL	188	1,491,318

2.009

2009 Jul 11 - 12

North Island Storms

1.7

2.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	538	823,921
Commercial	93	480,007
Marine	25	259,500
Motor	20	58,332
Crops	0	0
Other	5	34,936
TOTAL	681	1,656,696

2.009

2009 Jul 4

Kaitaia Tornado

0.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	7	17,306
Commercial	4	49,037
Marine	0	0
Motor	1	5,173
Crops	0	0
Other	0	0
TOTAL	12	71,516

2.009

2009 May 11

Bay of Plenty Hail Storm

2.3

3.2

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	965	1,534,989
Commercial	61	282,696
Marine	3	3,855
Motor	136	279,256
Crops	0	0
Other	1	1,000
TOTAL	1,166	2,101,796

2.008

2008 Nov 17

Canterbury hail storm

11.2

15.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,285	1,732,344
Commercial	154	1,224,376
Marine	1	250
Motor	2,539	8,162,627
Crops	3	14,200
Other	12	110,505
TOTAL	3,994	11,244,302

2.008

2008 Oct 17

Cambridge Tornado

1.0

1.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	158	895,464
Commercial	10	122,813
Marine	0	0
Motor	9	15,558
Crops	0	0,
Other	0	0
TOTAL	177	1,033,835

2.008

2008 Aug 26

Flooding Nth Canterbury and Marlborough

0.8

1.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	166	367,398
Commercial	63	390,542
Marine	0	0
Motor	7	16,202
Crops	0	0
Other	5	9,816
TOTAL	241	783,958

2.008

2008 Aug 25

Hastings Earthquake

0.2

0.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	44	100,081
Commercial	29	122,647
Marine	0	0
Motor	2	2,540
Crops	0	0
Other	0	0
TOTAL	75	225,268

2.008

2008 Jul 30 - Aug 1

Nationwide Storms

46.3

65.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	12,176	28,403,027
Commercial	2,219	13,685,073
Marine	53	903,050
Motor	651	2,012,546
Crops	1	3,960
Other	237	1283,068
TOTAL	15,337	46,290,724

2.008

2008 Jul 26 - 27

North Island Storms

26.7

37.8

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	6,522	15,054,918
Commercial	1,348	8,563,312
Marine	131	1,581,566
Motor	303	735,417
Crops	0	0
Other	124	725,753
TOTAL	8,418	26,660,966

2.007

2007 Dec 20

Gisborne earthquake

30.5

44.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	307	1,626,867
Commercial	455	28,603,956
Marine	1	575
Motor	33	33,646
Crops	0	0
Other	16	168,372
TOTAL	812	30,433,416

2.007

2007 Oct 23 - 24

High Winds Event, Central North and Lower South Islands

4.8

7.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,643	2,267,997
Commercial	410	1,905,948
Marine	4	4,967
Motor	186	511,579
Crops	0	0
Other	34	147,294
TOTAL	2,277	4,837,785

2.007

2007 Jul 17

Flooding Hawkes Bay

1.1

1.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	118	232,034
Commercial	32	874,216
Marine	0	0
Motor	13	29,997
Crops	0	0
Other	2	1,500
TOTAL	165	1,137,747

2.007

2007 Jul 10 - 12

Storm event - Far North / Auckland / Coromande

50.5

74.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	15,244	31,056,105
Commercial	2,728	15,295,300
Marine	219	1,458,813
Motor	573	1,549,554
Crops	0	0
Other	171	1,098,477
TOTAL	18,935	50,458,249

2.007

2007 Jul 7 - 9

Frost claims - Otago & Canterbury

7.0

10.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,105	6,079,532
Commercial	97	486,237
Marine	1	1,000
Motor	105	442,706
Crops	0	0
Other	5	5,345
TOTAL	2,313	7,014,820

2.007

2007 Jul 4 - 5

Tornado events

8.3

12.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	813	4,195,254
Commercial	408	3,735,547
Marine	1	581
Motor	89	215,965
Crops	0	0
Other	25	132,568
TOTAL	1,336	8,279,915

2.007

2007 May 23

Flooding - Nelson & New Plymouth

1.1

1.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	813	4,195,254
Commercial	408	3,735,547
Marine	1	581
Motor	89	215,965
Crops	0	0
Other	25	132,568
TOTAL	1,336	8,279,915

2.007

2007 Mar 29

Storm event - Far North

12.5

18.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,053	6,353,323
Commercial	294	4,598,903
Marine	7	29,440
Motor	144	897,415
Crops	0	0
Other	71	584,497
TOTAL	2,569	12,463,578

2.006

2006 Nov 9

Windstorm damage - Mid to Upper North Island

3.4

5.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,232	1,705,593
Commercial	167	1,461,131
Marine	15	99,240
Motor	68	150,124
Crops	0	0
Other	13	59,173
TOTAL	1,495	3,475,261

2.006

2006 Jul 5 - 7

Storm/Flood events - Wellington, Manawatu, Wairarapa

2.7

4.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	732	1,332,066
Commercial	106	740,364
Marine	3	20,048
Motor	32	609,887
Crops	0	0
Other	11	52,350
TOTAL	884	2,754,715

2.006

2006 Jun 12

Storms North & South Islands

42.5

64.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	10,829	19,832,740
Commercial	3,006	20,070,609
Marine	50	318,952
Motor	426	916,960
Crops	0	0
Other	178	1,433,610
TOTAL	14,489	42,572,871

2.006

2006 Apr 26

Flooding - Oamaru / Dunedin

1.8

2.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	449	1,064,355
Commercial	26	143,994
Marine	1	4,000
Motor	47	98,939
Crops	0	0
Other	7	56,342
TOTAL	530	1,367,630

2.005

2005 Oct 23

Flooding - Gisborne/East Cape

0.7

1.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	164	230,604
Commercial	50	436,443
Marine	1	0
Motor	16	49,561
Crops	0	0
Other	8	15,835
TOTAL	239	732,443

2.005

2005 May 18

BOP Tauranga / Matata

28.5

44.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	2,944	23,732,433
Commercial	312	2,762,086
Marine	5	40,988
Motor	317	1,410,850
Crops	0	0
Other	46	499,269
TOTAL	3,624	28,445,626

2.005

2005 Mar 31

Flooding - Lower Nth Island

0.6

0.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	97	376,507
Commercial	43	193,042
Marine	0	0
Motor	6	9,401
Crops	0	0
Other	6	13,006
TOTAL	152	591,956

2.005

2005 Mar 25

Storm damage Bay of Plenty

0.9

1.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	377	543,447
Commercial	66	322,536
Marine	1	5,422
Motor	9	22,949
Crops	0	0
Other	2	9,823
TOTAL	455	904,177

2.005

2005 Mar 23 - 24

Christchurch Hailstorm

13.0

20.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	5.923	5,901,872
Commercial	352	2,851,568
Marine	5	15,535
Motor	1,604	4,112,832
Crops	0	0
Other	26	93,643
TOTAL	7,910	12,975,450

2.005

2005 Mar 10

Greymouth Tornado

9.2

14.6

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	81	1,037,169
Commercial	61	7,525,803
Marine	1	1,333
Motor	149	649,170
Crops	0	0
Other	3	49,510
TOTAL	295	9,262,985

2.005

2005 Mar 1

Coastal erosion - Haumoana H.B.

0.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	6	8,994
Commercial	1	9,777
Marine	0	0
Motor	1	9,422
Crops	0	0
Other	0	0
TOTAL	8	28,193

2.005

2005 Feb 7

Rain Storm - Dunedin

5.0

7.9

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	479	604,556
Commercial	283	4,275,128
Marine	0	0
Motor	26	43,428
Crops	0	0
Other	11	28,057
TOTAL	799	4,951,169

2.005

2005 Jan 6

Flooding - Wellington Region

2.5

4.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	350	1,572,581
Commercial	26	373,629
Marine	0	0
Motor	54	460,701
Crops	0	0
Other	4	35,450
TOTAL	434	2,442,361

2.004

2004 Oct 18

Flooding - Hawkes Bay

4.8

7.7

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	894	1,752,151
Commercial	169	2,639,347
Marine	8	42,669
Motor	138	348,667
Crops	0	0
Other	7	18,542
TOTAL	1,216	4,801,376

2.004

2004 Aug 15 - 20

Storms - North and South Islands

8.7

14.0

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	3,603	5,888,835
Commercial	268	2,133,403
Marine	16	55,928
Motor	153	505,876
Crops	0	0
Other	35	125,497
TOTAL	4,075	8,709,539

2.004

2004 Jul 17 - 19

Eastern Bay of Plenty Floods

17.6

28.4

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	1,065	13,317,785
Commercial	166	3,162,642
Marine	8	48,729
Motor	180	854,733
Crops	0	0
Other	26	259,346
TOTAL	1,445	17,643,235

2.004

2004 Apr 6

Wanganui Hailstorm

1.3

2.1

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	364	522,891
Commercial	18	674,692
Marine	0	0
Motor	6	5,746
Crops	2	57,500
Other	6	25,500
TOTAL	396	1,286,329

2.004

2004 Feb 15 - 16

Storm Damage - Lower Nth Island

112.0

182.5

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	7,671	45,897,019
Commercial	1,797	59,641,807
Marine	38	383,182
Motor	948	5,132,739
Crops	0	0
Other	168	770,743
TOTAL	10,622	111,825,490

2.004

2004 Jan 20 - 21

Storm Damage - North Island

0.8

1.3

CLAIM TYPE	CLAIMS	INSURED LOSSES ($m)
House & contents	326	387,621
Commercial	52	242,899
Marine	2	4,282
Motor	17	21,297
Crops	0	0
Other	6	48,000
TOTAL	403	704,099

2.003

2003 Oct 3 - 4

North & South Islands / Storms & Floods

2.3

3.8

2.003

2003 Jun 9 - 10

Lower North Island Flooding / Storm Damage

1.0

1.7

2.002

2002 Jun 21

North Island Flooding / Storm Damage

21.5

36.1

2.002

2002 Jan 17

Dunedin Flooding

0.3

0.5

2.002

2002 Jan 14

Canterbury Flooding

0.3

0.5

2.002

2002 Jan 10

Wellington / Wairarapa Flooding

0.6

1.0

2.002

2002 Jan 5

Canterbury Hail Storm

3.0

5.1

2.001

2001 Dec 10

Wellington / Wairarapa Floods

0.6

1.0

2.001

2001 Nov 4

Storm Damage North Island

0.5

0.9

2.001

2001 Jan 7

Masterton Hailstorm

1.5

2.6

2.000

2000 Oct 12

Canterbury Storms

9.4

16.5

2.000

2000 Sep 26

North Island Severe Weather

4.2

7.4

2.000

2000 Jul 3

Auckland / Coromandel Floods

7.6

13.5

2.000

2000 Apr 14

Tauranga / Eastern Bay of Plenty Floods

1.9

3.4

1.999

1999 Dec 1

Queenstown Lakes District Floods

46.1

83.2

1.999

1999 Jul 2

South Canterbury Storms

0.6

1.1

1.999

1999 May 1

Whangarei / Rotorua Floods

2.1

3.8

1.999

1999 Apr 18

Dargaville Floods

1.7

3.1

1.999

1999 Jan 22

Northland & Pukekohe Floods

5.0

9.1

1.998

1998 Nov 29

Upper North Island Storms

5.0

9.0

1.998

1998 Oct 30

North & South Islands Storms

2.0

3.6

1.998

1998 Oct 22

North & South Islands Storms

6.2

11.2

1.998

1998 Jul 1

North & South Island Floods / Storms

11.8

21.3

1.998

1998 May 1

Mercury Energy Crisis

10.2

18.5

1.997

1997 Dec 19

South Island Windstorms

0.2

0.4

1.997

1997 Dec 1

North & South Island Windstorms

2.9

5.3

1.997

1997 Nov 13

Southland & Otago Wind & Hail

0.4

0.7

1.997

1997 Sep 28

Auckland Floods

0.7

1.3

1.997

1997 Sep 25

Coromandel Floods

0.5

0.9

1.997

1997 Jun 30

Northland Floods

1.2

2.2

1.997

1997 Jun 3

Wairoa Floods

0.5

0.9

1.997

1997 May 24

Auckland Floods

3.7

6.8

1.997

1997 Jan 21

South Island Storms

1.1

2.0

1.997

1997 Jan 11

Cyclone Dreena

3.2

5.9

1.996

1996 Dec 30

Cyclone Fergus

1.6

2.9

1.996

1996 Dec 1

Weather related losses

2.1

3.9

1.996

1996 Jul 3

Weather related losses June & July

8.1

15.0

1.995

1995 Jul 18

Thames / Kaiaua Floods

2.8

5.3

1.995

1995 Jul 2

North & South Island Floods

4.5

8.5

1.995

1995 Apr 25

New Plymouth Floods

3.6

6.9

1.995

1995 Mar 1

Whangarei & District Floods

1.7

3.3

1.994

1994 Nov 1

North & South Storm / Floods

6.0

11.7

1.994

1994 Mar 1

Hastings Hailstorm

10.8

21.5

1.994

1994 Feb 19

South Canterbury Floods

1.5

3.0

1.993

1993 Dec 24

Kaikoura Flood

7.6

15.1

1.992

1992 Aug 28

Canterbury Snowstorm

7.0

14.2

1.992

1992 Mar 1

Auckland Tornado

1.1

2.2

1.991

1991 May 1

Albany Tornado

1.5

3.1

1.991

1991 Feb 18

Otago Floods

1.6

3.3

1.990

1990 Aug 8

Taranaki / Wanganui Floods

1.8

3.8

1.988

1988 Sep 1

Greymouth Floods

13.4

31.5

1.988

1988 Jul 25

Manawatu Floods

2.5

5.9

1.988

1988 May 1

Greymouth Floods

3.2

7.6

1.988

1988 Mar 8

Cyclone Bola

37.0

88.7

1.987

1987 Mar 1

Bay of Plenty Earthquake

192.0

503.4

1.986

1986 Mar 13

North Otago / South Canterbury Floods

18.5

57.2

1.986

1986 Jan 1

Auckland Floods

0.4

1.3

1.986

1986 Jan 1

Nelson Floods

0.4

1.3

1.985

1985 May 1

South Auckland

2.9

9.9

1.985

1985 Feb 1

Auckland Floods

3.6

12.9

1.985

1985 Jan 1

Thames / Coromandel / Te Aroha

5.9

21.4

1.985

1985 Jan 1

Gisborne Floods

1.7

6.2

1.985

1985 Jan 1

Wellington / Hutt Valley

1.4

5.1

1.985

1985 Jan 1

Hawkes Bay / Wairarapa

0.9

3.3

1.985

1985 Jan 1

Chatham Islands

0.8

2.9

1.984

1984 Jan 1

Invercargill / Southland Floods

45.8

181.8

1.984

1984 Jan 1

Greymouth Floods

3.5

13.9

1.984

1984 Jan 1

Auckland Floods

1.8

7.1

1.983

1983 Jan 1

Christchurch Storm

3.5

14.4

1.983

1983 Jan 1

Marlborough / Golden Bay Floods

2.3

9.5

1.981

1981 Apr 1

Thames / Coromandel / Paeroa Floods

7.0

37.2

1.981

1981 Mar 1

Keri Keri Floods

2.0

10.8

1.980

1980 Aug 1

Onehunga Tornado

1.0

5.8

1.980

1980 Jun 5

Taieri / Otago / New Plymouth Floods

8.0

47.6

1.980

1980 Jan 17

South Island Summer Floods

2.3

14.5

1.978

1978 Oct 16

Otago Floods

10.3

78.1

1.976

1976 Dec 1

Wellington / Hutt Valley Floods

6.2

59.0

1.975

1975 Aug 1

Canterbury Storms

7.0

81.3

1.968

1968 Apr 10

Loss of Wahine

10.0

213.7

1.968

1968 Apr 10

Wahine storm

3.5

74.8

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